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Promo Terms & Conditions
  1. The Online Cashback Promo (“Promo”) is open to all active principal UnionBank Credit Cardholders (“Cardholders”) in good credit standing and who receives the Electronic Direct Mail (eDM) promo offer.
  2. Promo period is from June 1, 2020 to May 31, 2021.
  3. Cardholders will be entitled to up to 15% rebates for purchases made at selected FindShare Affiliated Online Merchants by clicking through the online link provided in the UnionBank eDM or in
  4. The rebates will be credited to the Cardholder’s UnionBank Credit Card account after 3 months from purchase date. The rebates shall be reflected in the Cardholder’s statement of account as “ credit”.
  5. Once the Cardholders are redirected to the merchants’ official website, the terms and conditions of the merchants on the purchases shall apply. UnionBank shall serve only as a mode of payment for this program.
  6. Any dispute concerning the products of the Findshare Affliated Online Merchants shall be settled directly between the Cardholder and the participating merchant.
  7. For any concerns or missing rebates, please email:
  8. The rebates cannot be exchanged for cash.
  9. In case of dispute with respect to Cardholder’s eligibility, coverage of date, fulfillment, etc. UnionBank’s decision shall prevail with the concurrence of the Department of Trade and Industry (DTI).
  10. The issuance and use of the UnionBank Credit Card shall be bound by the UnionBank Credit Card Terms and Conditions.

Per DTI Fair Trade Permit No. FTEB 100024, Series of 2020